Loans
October 15th, 2024
Auto Loan Sale
Watch this space for future loan sales.
| ATTENTION! Loan Special 6.00% on new and used vehicles. | LOAN SPECIAL | Up to 72 months1 | 6.00% INTEREST (% for all other collateral) |
|---|---|
| SPECIAL REQUIREMENTS APPLY:1
Credit score of 700 plus. No late payments with Credit Union, or 30 days past due within 365 days. No bankruptcy in the 3 years.
72 months 2021-2024 vehicles. Term based on year of vehicle. See terms below.
|
Autos % on 66 months (% all other)1 Autos % on 72 months (% all other)1 Autos % on 78 months (% all other)1 Autos % on 84 months (% all other)1 |
| 1Based on the year of the vehicle | |
New and Used Vehicles
All other collateralized loans (RVs ATVs, Snowmobile, Boats, Etc.) will be 1% higher than these vehicle rates. New and Used Vehicle & Motorcycles up to 100% LTV (newer than 15 years),
all other collateral and vehicles 15 years and older up to 80% LTV.
Effective January 15, 2024
| TERM | MODEL YEARS | 20% - Equity - 0% |
|---|---|---|
| up to 36 Months | Any model year | 7.75 - 8.00 |
| 37 to 42 Months | Any model year | 7.875 - 8.125 |
| 43 to 48 Months | Any model year | 8.00 - 8.25 |
| 49 to 54 Months | 2016 or newer | 8.125 - 8.375 |
| 55 to 60 Months | 2017 or newer | 8.25 - 8.50 |
| 61 to 66 Months | 2018 or newer | 8.375 - 8.625 |
| 67 to 72 Months | 2019 or newer | 8.50 - 8.75 |
| 73 to 78 Months | 2020 or newer | 8.625 - 8.875 |
| 79 to 84 Months | 2021, 2022, 2023, 2024 or newer | 8.75 - 9.00 |
Signature Loan
Effective January 15, 2024
| APR* | TERM | TERM |
|---|---|---|
| 13% | $8,000 for 60 months | $13,000 with 700 or more credit score up to 72 months |
Open Ended Loan
Effective January 15, 2024
| APR* | TERM | TERM |
|---|---|---|
| 13% | Up to $2,999.00 for 24 months | $3,000 - $5,000 for 36 months |
Shared Secured Loan
Effective January 15, 2024
| APR* | CONDITION |
|---|---|
| 2.5% | Over pledged share dividend rate |
Credit Card
| APR* | FEES |
|---|---|
| 12.9% | No annual fees |
Mobile Home Loans (not on a permanent foundation, must be primary residence, located within 100 of Rangely)
Effective December 11, 2023
| RATE* | CONDITION |
|---|---|
90% of value at 10.0% 80% of value at 9.5% |
Maximum term 10 years. Up to $60,000.00 for Double Wide. Up to $35,000.00 for Single Wide. |
