Privacy Policy

Rio Blanco Schools FCU and your personal information
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  1. Income and payment history
  2. Social security number
  3. Credit History, Credit Score, and Account Balances
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Rio Blanco Schools FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Rio Blanco Schools FCU share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes No No
For our affiliates’ everyday business purposes No No
For our nonaffiliates’ everyday business purposes No No

Questions
Call (970) 675-2372 or email creditunion@rangelyk12.org

What we do
How does Rio Blanco Schools FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Rio Blanco Schools FCU collect my personal information? We collect your personal information, for example, when you
  1. Open account or deposit money
  2. Pay your bills or apply for a loan
  3. Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  1. sharing for affiliates’ everyday business purposes—information about your creditworthiness
  2. affiliates from using your information to market to you
  3. sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.